To speak with a licensed agent, call (520) 251-4491 (TTY 711 M-F: 8am-5pm, Sat: 8am-2pm) or email karmenzindk@gmail.com

KJK Insurance Advocates

Medicare Resources:
What You Need to Know

From Dollars to “Donuts”…

(520) 251-4491 // karmenzindk@gmail.com

Getting Started

Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

Enrollment Periods

After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

Defining the ABC’s

Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

Medicare Part D

Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

Advantage Plans

Medicare Advantage Plans are provided by private insurance companies and can often save you money.

Medicare’s “Donut Hole”

Medicare Advantage Plans are provided by private insurance companies and can often save you money.

Special Needs Plans

Medicare Advantage Plans are provided by private insurance companies and can often save you money.

Supplement Plans

Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

Get Free Medicare Assistance

A friendly, licensed professional will be able to answer all of your questions. Call (520) 251-4491 or complete the form below and we’d be happy to reach out to you.







      By submitting this information, you acknowledge a licensed insurance agent may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

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